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The register of management programs used by Swiss SMEs

Choose your constraints, the register keeps the programs that hold them.

Twelve entries for eleven products, Sage 50 Switzerland and Infoniqa ONE 50 designating the same program since Infoniqa took over Sage's Swiss subsidiary. Everything is recorded on 23 August 2026 in the vendors' documentation and in the official registers. Nothing is scored, nothing is ranked. Each entry stays folded until you ask for it, and every claim carries the page that establishes it.

Your constraints

Click what counts for you. The number says how many programs hold that criterion.

12 programs out of 12 match your selection

Abacus Business SoftwareAbacus Research AG / Abacus Research SAInterface open to a third partyQR-billeBill in its own rightSwissdec-certified payrollPublished priceSwiss hosting announced

Abacus Business Software is a modular Swiss ERP covering finance, payroll and HR, projects, purchase-sales-stock logistics, production, after-sales, CRM and e-business, generally sold and implemented by a network of certified partners, as an on-premises licence or as an AbaWeb cloud subscription. AbaNinja is the same vendor's cloud line for very small structures, QR invoicing,…

Who it is for
Abacus Business Software, structured SMEs (from about ten staff) up to medium and large companies, fiduciaries, real estate, construction, services and public bodies. AbaNinja,…
Published entry price
AbaWeb, from CHF 10.-/month (payroll accounting, project management); financial accounting from CHF 22.-/month; Finance packages from CHF 75.-/month. Prices excluding hosting costs, updates and services of the AbaWeb provider…
Pricing model
Two models. 1) Purchased licence (on premises), no public rate, quote through a partner. 2) AbaWeb subscription per module and per client file, distributed by a fiduciary or an AbaWeb provider.…
Type of interface
REST/JSON. Abacus Business Software, REST API with OAuth 2.0 authentication (client credentials, service user created in program Q981), discovery through /.well-known/openid-configuration, Swagger interface exposed on the instance…
Webhooks
not documented
QR-bill
yes
eBill
yes
Peppol
yes
Swissdec
Abacus payroll accounting, swissdec certified plus, ELM 5.5 / 5.3 / 5.1 / 5.0 (cert. No. 1003.21), plus KLE 1.1 and SUA 1.1 in part. AbaSalary, certified basic ELM 5.3 and 5.0 (cert. No.…
Hosting
Cloud offers (AbaWeb / Abacus Cloud) hosted in Swiss data centres, operated by Abacus or by a partner provider; AbaNinja is announced on Swiss cloud infrastructure. The…
Languages
German, French, Italian, English (interface and outputs of the program, AbaNinja included).
Data migration and data exit
Abacus, AbaConnect for bulk imports and exports of data, complemented by the REST APIs; automatic validation of incoming invoices against EN 16931; invoice formats Factur-X and UBL (Peppol BIS). AbaNinja, REST API and webhooks…

What it does well

  • Swissdec certification at the highest level and up to date, certified plus up to ELM 5.5 for payroll accounting (cert. No. 1003.21)
  • Official eBill network partner referenced by SIX, and native QR-bill both on issuing and on reading
  • Continuous functional coverage, finance, payroll and HR, projects, logistics, production, after-sales, CRM, e-business, without changing vendor as the company grows
  • REST API documented with OAuth 2.0 and Swagger, plus a marketplace of partner interfaces announced as based on the REST standard
  • Independent Swiss vendor, more than 40 years of activity, 65'000 client companies and 1,5 million payslips processed per month

What you should know

  • checkedNo public rate for the on-premises Abacus Business Software licence, the budget can be established only by a partner quote, which makes upstream comparison difficult.
  • checkedThe displayed AbaWeb prices are not the real cost, the page specifies that all prices exclude hosting costs, updates and the services of the AbaWeb provider or of the fiduciary.
  • checkedPeppol is not a native connection, the vendor indicates that Peppol transmission is carried out through its partner Descartes STEPcom, and Abacus Research AG does not figure in the…
  • checkedNo webhook is described in the public REST documentation of Abacus Business Software (unlike AbaNinja), so real-time integrations must be designed otherwise. Absence in the…
  • checkedAbaNinja is not Swissdec certified, for payroll you need AbaSalary (certified basic) or Abacus payroll accounting.
  • checkedAbaNinja is capped by tier, 1 user and 1'000 documents per year on Starter, 3 users and 2'100 documents on Basic, 5 users and 5'000 documents on Pro; crossing the cap…

Sources

Banana Comptabilité PlusBanana.ch SAQR-billPublished priceSwiss hosting announcedNo public interface

Desktop accounting program (local file, logic close to a spreadsheet) for the self-employed, associations, micro-businesses and fiduciaries handling small files, offered as a Free plan limited to 70 lines and as two inexpensive annual subscriptions. It covers double-entry and single-entry accounting, Swiss VAT with XML export for the Federal Tax Administration portal, QR invoicing and the import of ISO 20022 statements,…

Who it is for
Self-employed people, associations and micro-businesses or SMEs of 1 to about ten people, with a single bookkeeper active at a time; also fiduciaries handling small client files. Not suited to an accounting team…
Published entry price
0 CHF (Free plan, 70 lines; Cash Manager and Time Sheet unlimited). First paid plan, Professional CHF 89.00/year including VAT in Switzerland (EUR 84/year excluding tax internationally). Advanced plan CHF 179.00/year including VAT. Services outside the subscription…
Pricing model
Annual subscription per user (installable on 5 personal devices at most), plus a free Free plan with no time limit but capped at 70 lines. No perpetual licence on the…
Type of interface
Two distinct routes. 1) Local built-in web server exposing a RESTful API on http://localhost:8081, authenticated by token (header X-Banana-Access-Token or parameter acstkn), versions V1 (abandoned) and V2; read-only, the vendor writes that the…
Webhooks
not documented
QR-bill
yes
eBill
no
Peppol
not documented
Swissdec
not certified, Banana.ch SA and its products do not figure in the list of Swissdec certified manufacturers, and the vendor itself indicates that there is no payroll management module in…
Hosting
No cloud from the vendor. The accounting file stays at the client's, local disk, internal server or network, or a third-party cloud service of your choice (Google Drive, Dropbox, OneDrive, iCloud, Amazon S3,…
Languages
Interface in 8 languages, Italian, German, French, English, Spanish, Portuguese, Dutch, Chinese. Official documentation available in French.
Data migration and data exit
Native .ac2 file, backward compatible with all earlier versions of Banana. Import, ISO 20022 camt, MT940, CSV/text, bank-specific import extensions. Export, PDF (including a PDF dossier with attachments linked to the…

What it does well

  • A genuinely usable Free plan, with no time limit, up to 70 lines; Cash Manager and Time Sheet unlimited
  • Very low and predictable entry cost, CHF 89 or CHF 179 per year and per user, with no multi-year commitment
  • The client keeps ownership and the location of the accounting file, no imposed cloud, no dependence on the vendor's infrastructure
  • Swiss VAT seriously covered, effective method and net tax debt rates, extensions by year, XML export for the Federal Tax Administration portal (Advanced)
  • Swiss QR-bill and ISO 20022 camt import native, plus PAIN.001 payment orders in beta

What you should know

  • checkedOnly one user at a time per accounting file. The vendor writes that the program works like Excel and that the last person to save overwrites the previous data; the detection of…
  • checkedNo payroll module. The vendor points to a third-party service (EasySalary) and to importing the summary entries into the journal.
  • checkedNo Swissdec certification, neither Banana.ch SA nor its products figure in the official list of certified ERP manufacturers.
  • checkedeBill, the automated sending of invoices through eBill is explicitly classed among the functions not available for the time being in the Quotes and Invoices application.
  • checkedThe REST API is read-only and reserved for the Advanced plan; the V2 write method merely creates a new file, without checking the validity of the data sent, and imposes a Save…
  • checkedThe REST server listens only locally (localhost,8081) and depends on an open Banana instance, there is no hosted service that can be queried remotely, so no automatic synchronisation…

Sources

  • banana.ch/fr/pricesOfficial prices, Professional CHF 89.00/year including VAT, Advanced CHF 179.00/year;…
  • banana.ch/fr/buyStructure of the Free / Professional / Advanced plans, annual payment periodicity and…
  • banana.ch/fr/freeContent of the Free plan, Cash Manager and Time Sheet unlimited, 70 recording lines…
  • banana.ch/fr/featuresPlatforms (Windows, Mac, Linux, Android, iOS, WebAssembly browser), 8 languages of the…
  • banana.ch/doc/en/node/4867Built-in web server exposing a RESTful API on localhost,8081, authentication by…
  • banana.ch/doc/en/node/10157API V2 Send Data, POST /v2/doc, creation of a new file from a structure…
bexiobexio AG, a 100 % subsidiary of Mobiliar (Die Mobiliar) since 2018…Interface open to a third partyKey without partner statusQR-billSwissdec-certified payrollPublished priceSwiss hosting announced

bexio is a Swiss online management program (SaaS) for the self-employed and SMEs, contacts, quotes, invoices with QR-bill, accounting, VAT, Swissdec-certified payroll, bank connection and projects in a single account. It aims at the SME that wants to cover its day-to-day administration without an ERP and to work in the same tool as its fiduciary, not at the company that needs analytical accounting by cost centre…

Who it is for
Self-employed people, micro-businesses and Swiss SMEs of 1 to about 25 users (the highest package includes 25 users). Services, trades and small retail; strongly oriented towards companies…
Published entry price
CHF 35.00 / month excluding VAT, Basic package, 1 user, annual billing (CHF 45.00 / month excluding VAT on monthly billing). Further up the range, Advanced CHF 42.00 (2 users, +CHF 21.00 per user), Optima CHF 69.00 (5…
Pricing model
SaaS subscription per package, with a number of users included then a price per additional user; optional modules (payroll accounting, bexio Pay) and start-up services…
Type of interface
REST / JSON. Base URL https://api.bexio.com/2.0/. Authentication OAuth 2.0 with OpenID Connect (Authorization Code Flow and Refresh Token Flow) through https://auth.bexio.com/realms/bexio, plus personal access tokens (PAT) for server-to-server connections…
Webhooks
not documented
QR-bill
yes
eBill
yes
Peppol
not documented
Swissdec
Certified, product "bexio Lohnbuchhaltung", standard ELM 5.0, 5.1 and 5.3, certificate No. 1142.24 (official Swissdec list, read on 23.08.2026)
Hosting
Switzerland. The privacy policy states that the customers' personal data stored in the software is kept and processed exclusively in Switzerland and that the servers are located…
Languages
German, French, Italian, English (the site's language selector, Schweiz Deutsch, Suisse Français, Svizzera Italiano, Switzerland English). Support announced…
Data migration and data exit
Import through Excel/CSV files for contacts, products and the chart of accounts (official help articles 000001781 and 000001598), with a reported limit of 15'000 products. Exit, PDF and Excel exports, plus a function for…

What it does well

  • Widest installed base announced in Switzerland, 100'000 customers (vendor's release, 18.02.2026), ahead of Swiss21 (>80'000) and Klara (50'000) according to the Swiss IT press
  • Swiss compliance on the two sensitive points, QR-bill generated natively, and payroll accounting Swissdec certified ELM 5.0 / 5.1 / 5.3 (certificate 1142.24)
  • Client data stored and processed exclusively in Switzerland, servers in Switzerland according to the vendor's privacy policy
  • Public and documented REST API (OAuth 2.0 + OpenID Connect, personal access tokens for server-to-server), the technical openness genuinely exists
  • Interface and site in four languages (DE, FR, IT, EN) and a physical presence in French-speaking Switzerland (office in Vevey)

What you should know

  • checkedNo "webhooks" section and no event mechanism in the public API documentation read on 23.08.2026, any synchronisation must be built as periodic polling
  • checkedeBill is not a native function, sending invoices into the recipient's e-banking goes through a third-party Marketplace application (eBill from iomarket AG), chargeable on top
  • checkedbexio does not figure in the OpenPeppol list of Peppol Certified Service Providers (list updated on 21.08.2026); no official bexio page read mentions Peppol
  • reportedNo analytical accounting by cost centre, a recurring request on the vendor's ideas portal, with no function delivered
  • reportedPricing restructuring on 01.03.2026, the Starter / Pro / Pro+ packages are replaced by Basic / Advanced / Optima / Ultimate, with automatic migration of existing customers and a price rise…
  • reportedProduct import limited to 15'000 lines, and stock management without batches, serial numbers or multi-warehouse

Sources

CrésusEpsitec SAQR-billeBill in its own rightSwissdec-certified payrollPublished priceSwiss hosting announcedNo public interface

Modular management suite for micro-businesses and SMEs, the self-employed, craftspeople, associations and fiduciaries in Switzerland, general accounting, debtor and creditor invoicing, payroll, usable together or separately, as a local installation (Windows, macOS, Linux, Windows Server) or through Crésus Cloud. It is a multi-client desktop program built first around Swiss compliance (QR-bill,…

Who it is for
Swiss micro-businesses and SMEs, typically from 1 to a few dozen staff, the self-employed, craftspeople, associations, as well as fiduciaries working on numerous client files (the vendor claims more than 35'000…
Published entry price
Rental from CHF 15.00/month excluding tax (Payroll up to 5 salaries, Crésus+ included); Accounting or Debtor Invoicing, CHF 20.00/month excluding tax. On purchase, Payroll from CHF 450.00 excluding tax (Crésus+ CHF 90.00/year excluding tax), Accounting or Invoicing CHF…
Pricing model
Two routes per module, purchase of a perpetual licence + annual Crésus+ subscription (updates and services, Synchro, Banking, eBill, eTVA, FiduSync, Horizon, Pay, Partout, Swissdec), or rental…
Type of interface
No public API documented for third parties. The only APIs cited in the documentation are outbound, the PostFinance API channel and EBICS in Crésus Banking, the tilbago API key. Practical interoperability goes through files (text, CSV, XML ISO 20022)…
Webhooks
not documented
QR-bill
yes
eBill
yes
Peppol
not documented
Swissdec
Certified, Crésus Payroll (Epsitec SA) figures on the official swissdec list as "swissdec certified basic", ELM 5.0, with self-validated versions ELM 5.1* and ELM 5.3*, Zert-Nr 1034.23 (read…
Hosting
Crésus Cloud, hosting at Silicom, servers in Switzerland, daily backups on redundant servers in Lausanne and at a remote site in Switzerland, 2FA optional (vendor source; no…
Languages
Programs available in French and in German (a branch in Zurich for German-speaking customers). Multilingual option for the documents issued, French,…
Data migration and data exit
Import and export through configurable templates, .txt files (tab separator) and .csv files (semicolon separator), readable in Excel; the import templates are identical to the export templates. Import of entries into accounting;…

What it does well

  • Swissdec certification for payroll, Crésus Payroll / Epsitec SA figures on the official swissdec list (swissdec certified basic, ELM 5.0, self-validated versions 5.1 and 5.3,…
  • Epsitec SA is an eBill network partner registered at SIX, eBill sending goes directly from Crésus Invoicing, with no third-party provider, at 20 centimes per sending (excluding tax)
  • Native and documented Swiss compliance, QR-bill on issuing and on processing invoices received, ISO 20022 (pain.001/pain.002, camt.053/camt.054), eTVA service for the VAT statement,…
  • Public, low and legible rates, rental from CHF 15.00/month excluding tax (Payroll 5 employees) or CHF 20.00/month excluding tax (Accounting or Invoicing), purchase from CHF 450.00 excluding tax; additional licences…
  • Multi-client with a single licence and multi-platform (Windows, macOS, Linux, Cloud, Windows Server), useful for a fiduciary or an SME with a mixed estate

What you should know

  • checkedSingle-user for writing, only one member of staff can modify a client file (accounting, payroll or invoicing) at a time, the others have read-only access. Simultaneous work assumes…
  • checkedCrésus files must not be stored on Dropbox, OneDrive, SharePoint, Google Drive, iCloud, kDrive or ownCloud, the vendor indicates that these services do not handle the synchronisation of…
  • checkedeBill for sending only, the documentation states explicitly that Crésus Invoicing does not allow eBill invoices to be received. Prerequisites for sending, an active QR-IBAN, entry in the…
  • checkedNo public API for third-party developers is documented, exchanges go through text import and export templates (.txt tabs, .csv semicolons). The API mentions in the documentation…
  • checkedPeppol, no mention in the official documentation consulted (vendor site and support), and no Epsitec SA / Crésus entry found in the Peppol directory. To be confirmed with the vendor…
  • checkedCrésus Cloud is a remote virtual desktop giving access to the desktop program, not a native web application, CHF 26.00/month excluding tax per simultaneous access, and the single-user write lock…

Sources

Infoniqa ONE 50 and Infoniqa ONE 200Infoniqa (Austrian group). Swiss entity, Infoniqa Schweiz AG, D4…Interface open to a third partyKey without partner statusQR-billeBill in its own rightSwissdec-certified payrollSwiss hosting announced

Installed management suite, designed for the Swiss market, accounting, commercial management and payroll, sold by module and by edition (Basic / Advanced / Expert for ONE 50). ONE 50 targets micro-businesses, SMEs and fiduciaries (the vendor announces more than 15 000 customers on its product page), ONE 200 targets more structured SMEs with logistics, controlling and full personnel management.

Who it is for
Swiss SMEs of 3 to 250 staff, plus fiduciaries. ONE 50 for small structures and fiduciary mandates; ONE 200 for industrial, commercial or service SMEs with several modules…
Published entry price
not documented. No amount in CHF is published on the official ONE 50 and ONE 200 product pages as of 23.08.2026; the Jetzt kaufen button on the ONE 50 page leads to the contact form. Prices circulate at resellers and…
Pricing model
Subscription, per module (finance, finance with sub-ledgers, commerce, payroll, People) and per edition (Basic, Advanced, Expert for ONE 50; Finanz, Personal and other packages for ONE 200). The…
Type of interface
Two distinct and documented channels. 1) REST API JSON (GET / POST / PUT), authentication through Infoniqa Cloud Identity (OAuth), interactive Swagger documentation, available for ONE 50 and ONE 200. 2) Older ActiveX / COM API server (OLE Automation, objects…
Webhooks
not documented
QR-bill
yes
eBill
yes
Peppol
not documented
Swissdec
ELM 5.0, swissdec certified basic level, for both products, Infoniqa ONE 200 Personal certificate No. 1042.24 and Infoniqa ONE 50 Lohn certificate No. 1041.26. Checked on 23.08.2026 in the…
Hosting
Switzerland for the Infoniqa Cloud offer, the vendor's page announces storage of the data 100 % in Switzerland in Swiss Microsoft data centres, through Microsoft Azure Virtual Desktop. The page…
Languages
Program and documentation in German, French and Italian, the help centre exists in de-ch (985 articles), fr-ch (452 articles) and it-ch (28 articles),…
Data migration and data exit
Documented file interfaces for import and export for master data and entries. Payment traffic ISO 20022 (pain.001 for creditors and payroll, camt for statements and bank reconciliation). QR-bill on issuing…

What it does well

  • swissdec certification ELM 5.0 checked in the official register for both products, with certificate numbers (1042.24 and 1041.26)
  • Swiss compliance of the payment traffic documented end to end, QR-bill on issuing and on reading, ISO 20022 pain.001 and camt, VAT statement with SuisseTax export
  • Publicly documented REST API JSON, with interactive Swagger and a version log kept up to June 2026, so an integrator can assess the exact scope before committing
  • Official directory of 175 third-party links already tested (document management, time recording, property management, online shop, CRM)
  • Cloud offer with data announced 100 % in Switzerland (Swiss Microsoft centres through Azure Virtual Desktop)

What you should know

  • checkedNo public rate. Neither the ONE 50 page nor the ONE 200 page displays a price; the purchase button leads to the contact form. Any budget comparison goes through a quote.
  • checkedThe vendor's commercial site exists only in German, the /fr-ch URL redirects to the German home page. A French-speaking Swiss decision-maker has no product page in their language.
  • checkedDocumentation half as extensive in French, 985 articles in de-ch against 452 in fr-ch and 28 in it-ch in the help centre.
  • checkedThe REST API is not a hosted service, it is installed on a client's IIS server, requires an HTTPS binding with a valid certificate, the signature of a processing agreement (AVV) and the sending of…
  • checkedNo payroll resource in the REST API, the official resource lists cover only Common, Finance, Operations and Archive. Payroll stays outside the documented programmable scope.
  • checkedeBill goes necessarily through a contract with PostFinance or PayNet and through the E-Services licence option; the documentation specifies that there is no other provider for the time being.

Sources

KLARAePost Service AG (formerly KLARA Business AG), brand KLARA.…Interface open to a third partyKey without partner statusQR-billeBill in its own rightSwissdec-certified payrollPublished priceSwiss hosting announced

Online management suite for micro-businesses and Swiss SMEs, sold as modules activated on demand in a "Widget Store", AI-assisted accounting, quotes/invoices/reminders, CRM, Swissdec-certified payroll, till (POS) with hardware, online shop, appointment booking, website, time recording and projects. The product is developed and hosted in Switzerland and aims at the company that wants…

Who it is for
Self-employed people, sole proprietorships, micro-businesses and SMEs of a few to a few dozen staff, associations; sectors put forward, retail, catering, beauty and hairdressing, services, trades,…
Published entry price
CHF 48.- / month excluding tax (Business BASIC, max. 3 admin users). Other markers displayed, Business PLUS CHF 69.-/month, PREMIUM CHF 111.-/month, Payroll CHF 4.90 per payslip (CHF 3.90 with a Business package), All-in-One till from CHF…
Pricing model
Monthly subscription per Business package (BASIC / PLUS / PREMIUM), plus optional modules activated on demand; payroll billed per payslip, time recording and project per person, till hardware…
Type of interface
REST over HTTPS, host api.klara.ch. 97 endpoints spread over 5 domains (Finance & accounting 36, Sales & items 44, Payroll 3, Company & sites 10, Authentication 4). Prefixes /core/v1 and /core/v2. Authentication by API key (header X-API-KEY)…
Webhooks
no
QR-bill
yes
eBill
yes
Peppol
not documented
Swissdec
Certified under the name ePost Service AG / product KLARA, swissdec certified basic ELM 5.3*, ELM 5.1*, ELM 5.0 (cert. No. 1134.25); swissdec certified (UVG) KLE 1.0 (cert. No. 2134.17, partly…
Hosting
Switzerland. The vendor writes that all the data is stored exclusively in Swiss data centres, geo-redundantly across several sites, under the Data Protection Act. Vendor's claim, not…
Languages
German, French, Italian, English (interface, support and API, de-CH, fr-CH, it-CH, en)
Data migration and data exit
Import, camt.053d for bank transactions, Excel file for updating the item catalogue. Export, accounting reports and closing documents as PDF, till journal, customer data and item catalogue from…

What it does well

  • Swissdec-certified payroll ELM 5.3/5.1/5.0 in the official register at swissdec.ch, plus KLE and SUA for accident insurance
  • Native Swiss compliance day to day, QR-bill in three variants (without QR, Creditor reference, QR-IBAN+QRR), eBill through ePost, automated VAT statement
  • Development, operation and hosting in Switzerland, backed capital-wise by Swiss Post
  • Broad functional scope on a single database, accounting, CRM, orders, till, shop, appointments, payroll, time, projects
  • Public and documented REST API, with no displayed surcharge, with keys whose rights are limited by role and a multi-tenant token for agents

What you should know

  • checkedNo test environment, the documentation states explicitly that no separate environment exists and that every API call works on production data. The help says the same…
  • checkedNo webhooks, no change feed and no modified-since filter, any synchronisation must be written as a full periodic poll, with comparison on the integrator's side.
  • checkedA rate limit exists (429 response on nearly all endpoints) but the threshold, the window and the Retry-After are not published, so a synchronisation cannot be sized…
  • checkedOn the payroll side, the API exposes only 3 endpoints (essentially adding variable pay elements), no complete steering of payroll through the interface.
  • checkedPayments, KLARA holds only a transport right, release happens in the e-banking, and the account is tied to a personal contract number, so that only the user who created it…
  • checkedBank synchronisation is not possible with every bank; Raiffeisen and Basler Kantonalbank require an e-banking login at each retrieval, PostFinance goes through a form…

Sources

OdooOdoo S.A.Interface open to a third partyDocumented webhooksQR-billPeppolSwissdec-certified payrollPublished price

Odoo is a modular management suite covering accounting, sales, purchasing, stock, projects, production and HR in a single system, with an open-source edition (Community) and a commercial edition (Enterprise) on a per-user subscription. In Switzerland it addresses SMEs whose activity spans several trades or is technical and that want to avoid stacking several tools, the…

Who it is for
SMEs of 5 to 250 staff, typically from 3-5 users, with a multi-trade need (stock, sites, production, e-commerce, projects) rather than simple invoicing; also groups…
Published entry price
0 EUR/month for "One App Free" (a single application, unlimited users, Odoo Online). Paid plans displayed on 23.08.2026, Standard 24,90 EUR/user/month and Custom 37,40 EUR/user/month, with a promotional rate…
Pricing model
Subscription per user per month, all applications included from the Standard plan (hosting, maintenance and support included); Odoo Community stays free as open source, without…
Type of interface
Historically XML-RPC and JSON-RPC; Odoo 19 documents a new external API "JSON-2". Authentication through credentials or through an API key (since 14.0), with documented revocation and rotation. Major restriction, on Odoo Online "access to…
Webhooks
yes
QR-bill
yes
eBill
not documented
Peppol
yes
Swissdec
Odoo S.A. is entered on the official Swissdec list under the product "Odoo", level "swissdec certified basic", certificate No. 1203.25, for the ELM 5.0 and ELM 5.3 standards (swissdec.ch,…
Hosting
Odoo Online, no data centre in Switzerland. Regions announced in the privacy policy, United States, Canada, France, Belgium, Singapore, Taiwan, India, Saudi Arabia, Australia; the…
Languages
Interface available in French, German, Italian and English (community translations for most languages); multilingual per database, useful for a…
Data migration and data exit
Native import and export on every business object in CSV and Excel (.xls / .xlsx) from the interface. XML ISO 20022 export (pain.001, Swiss variant) for grouped payment orders. On premises and on Odoo.sh, access to the database…

What it does well

  • Very broad functional coverage in a single system, with applications activated as needed
  • Open source code (Community) and PostgreSQL database, no technical lock, on-premises possible, so hosting in Switzerland is feasible
  • Complete and documented external API (XML-RPC, JSON-RPC, JSON-2 in 19.0) with revocable API keys
  • Peppol native, Odoo is itself an access point and an SMP, and Switzerland figures among the countries eligible for registration
  • Swiss payroll Swissdec certified by the vendor (ELM 5.0 and 5.3, cert. 1203.25), doubled by a solution certified by a Swiss partner

What you should know

  • checkedThe external API is unavailable on Odoo Online on the One App Free and Standard plans, so any third-party integration requires the Custom plan (37,40 EUR/user/month) or an Odoo.sh deployment /…
  • checkedThe official documentation of the Swiss localisation is out of date, it still describes the BVR/ISR and the 2018 move to 7,7 % and mentions neither QR-bill, nor eBill, nor Peppol, nor Swissdec. The…
  • checkedBank synchronisation requires a valid Enterprise subscription, and none of the six providers listed (Plaid, Yodlee, Salt Edge, Ponto, Enable Banking, Basiq) is documented as covering…
  • checkedNo Odoo Online data centre in Switzerland, a Swiss SME's data is hosted outside the country (France or Belgium for the closest region).
  • checkedOdoo's Swissdec certification is at the "basic" level and covers ELM 5.0 and 5.3; Odoo does not figure among the vendors certified for ELM 5.5, nor at the "plus" level (which adds KLE and SUA).
  • checkedThe Payroll application is reserved for the Enterprise edition, as are Studio, expense OCR, the spreadsheet, timesheet validation and the Amazon connector, an SME on…

Sources

Run my AccountsRun my Accounts AG (founded in 2008 in Stäfa by Thomas Brändle),…Interface open to a third partyKey without partner statusQR-billPublished priceSwiss hosting announced

Run my Accounts does not sell itself as software but as an outsourced accounting department, the vendor keeps the accounts itself (creditors, debtors, payment traffic, VAT, payroll, closing, tax return) through an online bookkeeper and an online trustee assigned by name, the SME keeping only the release of payments in its e-banking. Against the fiduciaries…

Who it is for
Swiss SMEs of about 1 to 50 staff, the three published packages are calibrated for "approx. 1-4", "approx. 5-20" and "approx. 20+" employees. Sectors put forward by the vendor, startups, agencies, consulting, technology,…
Published entry price
Service, package S Fr. 0.-/month + Fr. 1.80 per document processed; package M Fr. 35.-/month + Fr. 1.40; package L Fr. 290.-/month + Fr. 0.95. Software, Startup free; KMU Fr. 25.-/month + Fr. 10.- per user per month. Options,…
Pricing model
Two cumulative lines, (1) the automated accounting service, billed as a monthly package + a unit price per document processed; (2) the online software, monthly package + price per…
Type of interface
REST, JSON and XML in UTF-8. Base https://service.runmyaccounts.com/api/{version}/clients/{mandant}/{ressource}. Methods GET and POST; PUT limited to the /customer resource. Authentication by personal key pat_* in the Authorization header, Bearer; the…
Webhooks
not documented
QR-bill
yes
eBill
not documented
Peppol
not documented
Swissdec
not documented, Run my Accounts does not figure in the official list of Swissdec certified payroll software manufacturers (swissdec.ch, read on 23.08.2026) and the vendor does not claim…
Hosting
Switzerland, virtual Linux servers in a data centre in Bern, daily backup stored in a second data centre also in Bern (vendor's security page, undated)
Languages
Site, support and documentation only in German. The software itself is available in German, English and French, the language being set through…
Data migration and data exit
Documented CSV import for customers and debtor invoices, items and general accounting entries. On the exit side, export of reports to Excel, data export, download of the client file's database, archive…

What it does well

  • End-to-end model, software + online bookkeeper and online trustee named, full responsibility assumed over the chain, four-eyes control and ISO 9001 certification
  • Public pricing, legible and indexed on the real volume of documents rather than on hours billed
  • Data hosted in Switzerland (data centre in Bern, daily backup in a second centre in Bern), multi-factor authentication (mTAN or Google Authenticator)
  • Genuinely documented REST API (30 resources, 18 use cases, sandbox) plus an official Zapier app, so the accounts stay open to trade tools
  • Software interface available in French, German and English, adjustable per user and per client file

What you should know

  • checkedThe software is no longer sold on its own, the official FAQ states that every new customer receives the software only with the service, provided by Run my Accounts or by a partner…
  • checkedNo Swissdec certification, Run my Accounts does not appear in the official list of certified payroll software manufacturers, whereas most of its Swiss competitors do figure there.
  • checkedRun my Accounts does not figure among the eBill network partners published by SIX; the vendor publishes no page or support article describing the sending of invoices through eBill.
  • checkedPeppol is mentioned nowhere on the vendor's site (internal search, zero results) and Run my Accounts does not appear in the OpenPeppol list of certified providers. A blocking point…
  • checkedSite, blog, support and API documentation entirely in German, with no language selector, documentary support in French does not exist, even though the software's screen is translated.
  • checkedDeliberately narrow API for writing, PUT is available only on the /customer resource, and no webhook is documented. Any two-way synchronisation must be built as…

Sources

Sage 50 SwitzerlandInfoniqa Schweiz AG (Infoniqa group, Wels/AT). Sage plc sold its…Interface open to a third partyKey without partner statusQR-billSwissdec-certified payrollSwiss hosting announced

Installed accounting and management software (Windows), modular, intended for Swiss SMEs and fiduciaries, general accounting, debtor/creditor sub-ledgers, commercial management (Handel), payroll (Lohn) and time/absences (People), in three levels Basic / Advanced / Expert. The vendor presents it as the historic standard of accounting in Switzerland with more than 15 000 customers;

Who it is for
Swiss SMEs of 1 to about 100 employees, and fiduciaries. The Lohn module's caps mark out the target, 25 staff on Basic, 50 on Advanced, 100 on Expert. The Expert level explicitly targets fiduciaries, the…
Published entry price
not documented by the vendor, no price is displayed on the product page (the pricing slots carry the mention "CHF / Euro" with no amount), no pricing page and no downloadable price list figure in the sitemap of the…
Pricing model
Two models coexist, the vendor publishing distinct Swiss general terms for each, SaaS subscription and licence purchase. Pricing by module (Finanzbuchhaltung, Fibu with sub-ledgers, Handel,…
Type of interface
REST, HTTPS only, JSON exchanges, verbs POST/GET/PUT/DELETE, Swagger documentation, Postman guide. The API is not hosted by the vendor, it is installed on an IIS at the client's (internal network or DMZ) and the URL must be validated by Infoniqa through a…
Webhooks
not documented
QR-bill
yes
eBill
not documented
Peppol
not documented
Swissdec
ELM 5.0, certificate No. 1041.26, level "swissdec certified basic", product "Infoniqa ONE 50 Lohn"; the payroll certified for 5.0 has been delivered since version 2026.2
Hosting
Switzerland for the Infoniqa Cloud option, remote desktop Microsoft Azure Virtual Desktop, the vendor announces "100 % lokale Datenhaltung in der Schweiz" in Swiss Microsoft data centres.…
Languages
German, French, Italian. The product setups exist in a CHD version (German) and a CHF version (French); the official help centre is published in de-ch, fr-ch and…
Data migration and data exit
Migration, imports of the Lohn module from WinLohn 2.x/3.x, Sesam Lohn 3.x/5.x and Sesam LohnNT, plus ASCII imports of personnel data and pre-entry; the vendor notes that converting the pay-type plan is complex and…

What it does well

  • Installed base and ecosystem documented by the vendor itself, more than 15 000 ONE 50 customers and 137 Swiss partners in the official directory, software a French-speaking Swiss fiduciary knows how to…
  • Official directory of 175 connected third-party solutions, of which 159 declared ONE 50 compatible (document management, trade ERP, time recording, property management, webshop), the bridges exist and…
  • Payroll Swissdec certified ELM 5.0 (certificate No. 1041.26), delivered since version 2026.2, withholding tax and the new salary certificate included.
  • REST API publicly documented (Swagger, installation guides, Postman tests) and supplied at no extra price according to the vendor's FAQ.
  • Swiss payment standards followed, QR-bill on issuing and on scanning, pain.001.001.09, e-MWST in the new XML format, synchronisation of the SIX bank file.

What you should know

  • checkedNo public price, neither a pricing page nor a downloadable price list on the vendor's site; the pricing blocks on the product page carry the mention "CHF / Euro" with no amount. Any…
  • checkedThe vendor writes in black and white that Infoniqa Schweiz AG cannot currently assist with the installation of the REST-API, and that these installations are covered neither by a partner contract nor by…
  • checkedNo Actian (formerly Pervasive) licence has been issued since 01.04.2024, the Btrieve databases must be migrated to MS SQL, and the ONE 50 2022 versions and earlier are no longer supplied.…
  • checkedeBill appears only on the ONE 200 side, the "eBill" search in the official help centre returns 4 articles, all classed in the ONE 200 category, none in the ONE 50 category.
  • checkedPeppol, zero articles in the whole of the vendor's help centre, and zero "Infoniqa" entry in the official Peppol directory. An SME subject to a Peppol requirement will have to go through a third party.
  • checkedThe vendor's cloud is an Azure Virtual Desktop remote desktop, not a web application, integration happens at the server and database level, not from a browser.

Sources

SelectLineSelectLine Software GmbH (Magdeburg, Germany), under SelectLine…Interface open to a third partyQR-billeBill in its own rightSwissdec-certified payrollPublished price

SelectLine is a modular management package for SMEs, built around three building blocks (ERP with commercial management, accounting, payroll) to which options are added, CRM, production, till, archiving, mobile, EDI, API. The Swiss version is not a translation, it adds Swissdec-certified payroll accounting, the QR-bill, Swiss payment traffic (ISO 20022,…

Who it is for
SMEs from a few workstations up to about fifty users, trade, crafts, construction, light production, services and fiduciaries. Typical deployment on a Windows server with Microsoft SQL Server, or in the cloud…
Published entry price
CHF 69.-/user/month excluding tax, ERP Basis, or Accounting Basic, or Payroll Basic. ERP Premium CHF 119.-, ERP Production CHF 139.-, Accounting Premium and Payroll Premium CHF 99.- (all per user per month, excluding tax).
Pricing model
Monthly subscription per user and per module (the "neo" offer). Options and connectors billed on top, prices not published. Demonstration trial of 15 days.
Type of interface
REST over HTTP/HTTPS, JSON responses; Swagger specification, online help and Postman collection published on the vendor's official GitHub. A COM interface exists in parallel for desktop applications.
Webhooks
not documented
QR-bill
yes
eBill
yes
Peppol
not documented
Swissdec
swissdec certified 5 / ELM 5.0, level "swissdec certified basic", certificate No. 1078.23, product SelectLine Lohn. Checked on the official swissdec.ch list, not only in the brochure…
Hosting
Not documented by the vendor. Local installation (Windows server + SQL Server) or a private cloud operated by a Swiss partner; the hosting country depends on the partner chosen.
Languages
Software, site and documentation in German, French and Italian. Development and support in Switzerland (St. Gallen).
Data migration and data exit
Guided import and export wizards, text/CSV (fixed width or separators), XML, dBase/Paradox, OLE DB; the steps can be saved as reusable templates. Electronic invoice formats on output, XRechnung and ZUGFeRD, plus…

What it does well

  • Swissdec-certified payroll ELM 5.0 (certificate 1078.23, basic level), withholding tax through ELM-QST included
  • QR-bill, automated generation from the documents and reading of supplier QR-bills (Offene Posten)
  • Complete Swiss payment traffic, ISO 20022, VESR, LSV, DTA/EZAG, QR code
  • Deep customisation without heavy development, Toolbox, macro wizard, COM/DLL calls
  • Interface and documentation in French, German and Italian, with support and development in Switzerland (St. Gallen)

What you should know

  • checked64-bit Windows application on Microsoft SQL Server 2016 or newer, no Mac client and no native browser access for the main workstation.
  • checkedThe API is included only from the Premium edition (CHF 119.-/user/month); the base edition does not have it.
  • checkedThe API's technical documentation covers only the ERP scope (items, customers, suppliers, staff, production orders, journals); accounting and payroll are not exposed…
  • checkedThe API requires the installation of the SelectLine Mobile Manager and of the Toolbox, plus an activation of the web services, it is not a SaaS service opened by a simple key.
  • checkedNo webhook or event mechanism documented, a third-party integration must query the API by periodic polling.
  • checkedThe vendor operates no cloud of its own, hosting is delegated to partners (Auriga Informatik, Comp-Sys Informatik, Global System, Data Dynamic Informatic), with no hosting country…

Sources

smallinvoiceLourens Systems GmbH / Sàrl (IDE CHE-115.185.110)Interface open to a third partyKey without partner statusQR-billPublished priceSwiss hosting announced

Swiss cloud administration and invoicing solution for the self-employed, startups and small SMEs, quotes, order confirmations, delivery notes, invoices and QR-bills, contacts, creditors, time recording and projects. It deliberately separates the entry of documents from the keeping of the accounts and positions itself as the tool of the company that entrusts its accounting to a fiduciary,…

Who it is for
Self-employed people, startups and micro-businesses or small SMEs, typically from 1 to 10 users (the plans include 1, 3 or 5 users), in particular those that delegate their accounting to a fiduciary.
Published entry price
CHF 0/month (FREE plan, usable up to CHF 70'000 of cumulated document amounts). First paid plan STARTER at CHF 15/month (1 user, API access included); PROFESSIONAL CHF 30/month (3 users); BUSINESS CHF 45/month (5…
Pricing model
Monthly subscription by feature tier, with no commitment and no notice period, paid in arrears; additional users billed individually. A permanently free but capped plan.…
Type of interface
REST / JSON, Swagger 2.0 specification (basePath /v2, 102 paths), OAuth2 authentication with two grants (client_credentials for one's own account, authorization_code for a third-party application), 15 scopes. Access token valid 12 h, refresh token to…
Webhooks
not documented
QR-bill
yes
eBill
yes
Peppol
not documented
Swissdec
not certified - absent from the list of swissdec.ch certified software as of 23.08.2026; payroll goes through the third-party integration E-Salaer
Hosting
Switzerland - the vendor declares exclusive processing in Switzerland on two independent data centres certified for financial data, 256-bit encryption, announced GDPR compliance. Vendor's declaration,…
Languages
Interface and documents in German, French, Italian and English; the French page additionally mentions Spanish for the documents. The QR-bill is generated…
Data migration and data exit
Import of contacts and catalogue through CSV or copy-paste from Excel. Export in XLSX, CSV and PDF, plus generic accounting exports and direct exports to Banana, INFONIQA ONE 50 and Topal. Retrieval of document PDFs through the…

What it does well

  • Swiss vendor and Swiss hosting, with a native QR-bill covering the variants without reference, with a QR reference and with an international SCOR reference, and automatic generation in the language…
  • Public and complete REST API v2 from the STARTER plan at CHF 15/month, Swagger specification testable online, OAuth2 with two grants, 15 scopes, official PHP wrapper. Rare at this price level.
  • Homogeneous listing conventions on every endpoint, filtering by nested JSON expression, sorting, full-text search, pagination with computed next-page URLs, fields…
  • Designed for work with a fiduciary, direct accounting exports to Banana, INFONIQA ONE 50 and Topal, plus accreditation and invitation of the fiduciary into the account.
  • Legible pricing with no commitment, monthly cancellation and downgrade, payment in arrears, 30-day trial with no card, a genuinely usable free plan up to CHF 70'000 of…

What you should know

  • checkedNo webhook documented. The complete Swagger specification (102 paths, downloaded and examined) contains no webhook, callback, event or subscription path, and the documentation mentions none…
  • checkedThe API covers only half the product. The 102 paths break down into contacts (28), receivables (37), catalog (14), reporting (15), configuration (6) and auth (2). No creditors endpoint,…
  • checkedNo Swissdec certification. Neither smallinvoice nor Lourens Systems figures in the list of certified software published by Swissdec (standards ELM 5.0 to 5.5). There is no payroll module…
  • checkedeBill is not native and the official connection is not established on SIX's side. eBill sending is presented as a function of the Pingen integration. Yet the official list of network partners…
  • checkedNo Peppol presence. The search in the official Peppol directory returns zero results for smallinvoice, and the vendor's site mentions Peppol nowhere. Blocking for an SME that…
  • reportedNo double-entry accounting, neither balance sheet nor profit and loss account. The module called accounting serves essentially the exports to the fiduciary and the request of quotes for the closing or for…

Sources

WinBIZFIDUCIAL WINBIZ SA (FIDUCIAL group). Born, under the name La Gestion…Interface open to a third partyQR-billeBill in its own rightSwissdec-certified payrollPublished priceSwiss hosting announced

WinBIZ is an all-in-one management suite for Swiss micro-businesses and SMEs, accounting, invoicing and commerce, payroll, projects and till in a single product, with no breakdown into optional modules, with a very strong anchoring in French-speaking Switzerland and a network of more than 1000 fiduciaries. It is not a modern web application but a Windows desktop application, historically local, whose version…

Who it is for
Swiss micro-businesses, SMEs, the self-employed and startups, typically from 1 to 50 staff, with a strong concentration in French-speaking Switzerland. A very important secondary target, the fiduciaries, who manage the files of their…
Published entry price
Winbiz Cloud, CHF 64.- excluding tax/month per access on annual billing (annual package payable in one go), or CHF 74.- excluding tax/month per access on monthly billing. Winbiz Local, CHF 84.- excluding tax/month per access, a subscription not being able to…
Pricing model
Monthly subscription per access (per user), a single all-inclusive product, no breakdown by module. Contractual commitment of 12 calendar months, tacit renewal by annual periods,…
Type of interface
HTTP/JSON API in RPC style, and not REST in the sense of resources. Single entry point of the type https://api.winbizcloud.ch/..., authentication by the winbiz-key header, JSON request body of the form {"Method", "ChartOfAccounts", "Parameters", [...]}.…
Webhooks
not documented
QR-bill
yes
eBill
yes
Peppol
not documented
Swissdec
Swissdec certified, level "swissdec certified basic", certificate No. 1028.25, for ELM 5.0, ELM 5.1* and ELM 5.3* (the asterisk signalling a validation by self-declaration / self-validated in the…
Hosting
The vendor declares, "Your data is stored in Switzerland and backed up several times a day" (product page). The data centre's name, the hosting operator and the operating certifications…
Languages
Four languages, French, German, Italian, English (site and interface). The vendor displays "4 languages available" among its key figures.
Data migration and data exit
Import, DocumentImport files (commercial documents, addresses, creditor payments), WagesImport for payroll, ProjectActivitiesImport for activities, item update from Excel, entry import from Crésus…

What it does well

  • Broad functional coverage for a single price, accounting, commerce and stock, payroll, projects and till are included in the same subscription, with no supplement per module, with a…
  • Serious Swiss compliance, checked end to end, QR-bill on issuing as on receiving, VAT statements on Federal Tax Administration forms with the 2024 rates and the net tax debt,…
  • Accomplished bank processing, retrieval and handling of CAMT / ISO 20022 files (camt.053 and camt.054), automatic reconciliation of payments with the sales, purchase and…
  • A dense and genuinely usable local network, around 868 published partner entries, more than 1000 fiduciaries trained on the tool, finding a bookkeeper or someone to take over the file who…
  • Data hosted in Switzerland according to the vendor, with backups several times a day, and a local backup the client can trigger themselves from the Cloud to their own workstation.

What you should know

  • checkedThe API key is not freely accessible, it is reserved for approved partners. The vendor's documentation states "To obtain an API key, you must be a partner in accordance with the General…
  • checkedWinbiz Cloud is not a native web application, it is the Windows application published remotely through Citrix Workspace, which must be installed on the workstation (PC or Mac). That explains the questions of…
  • checkedLittle industrialised data exit. The vendor writes itself that "from the end of the contract you will no longer be able to access your Winbiz Cloud data" and recommends printing or archiving the…
  • checkedA commitment not to be neglected, an initial period of twelve calendar months, then tacit renewal by annual periods, terminable only with three months' written notice before…
  • checkedWinbiz Local is billed per access per month (CHF 84.- excluding tax) whereas a subscription may be installed and used on a single workstation only; the licence agreement specifies the right to…
  • checkedNo webhook or outbound notification mechanism is documented, the "webhook" search in the help centre returns no result. Integrations must therefore be built as…

Sources

How to read this register

A ticked criterion does not mean better. It means that the vendor's documentation, read on 23 August 2026, establishes that point. A missing criterion means we did not find it documented that day, which is not the same thing as a missing function. The absence of proof is not the proof of absence, and a vendor can publish tomorrow what it did not publish yesterday.

The limits are marked checked when they come from a vendor's page or from an official register, and reported when they come from a forum, a review or the press. We do not mix the two, and we take up no figure from a commercial comparison.

We sell no licences. This register exists because the question that comes back most often with the people we talk to is not which is the best software, but which one holds my own constraints.

Where to go next

Your constraints are not in the list

The register covers what can be read in documentation. The rest, the number of people entering data at the same time, the volume of documents, the trade tool already in place, is looked at on your premises. The diagnostic is free.